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beyond the city(城市之上)-第24部分

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would   be   security   enough   that   I   should   pay   you。 You   could   draw   my 

pension; and repay yourselves at the rate; say; of L500 a year; taking your 

five per cent interest as well。〃 

     〃What interest?〃 

     〃Five per cent per annum。 

    Mr。    Metaxa     laughed。    〃Per    annum!〃     he  said。   〃Five    per  cent   a 

month。〃 

     〃A month!      That would be sixty per cent a year。〃 

     〃Precisely。〃 

     〃But that is monstrous。〃 

     〃I don't ask gentlemen to come to me。           They come of their own free 

will。   Those are my terms; and they can take it or leave it。〃 

     〃Then I shall leave it。〃     The Admiral rose angrily from his chair。 

     〃But one moment; sir。       Just sit down and we shall chat the matter over。 



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Yours is a rather unusual case and we may find some other way of doing 

what you wish。        Of course the security which you offer is no security at 

all; and no sane man would advance five thousand pennies on it。〃 

     〃No security?      Why not; sir?〃 

     〃You might die to…morrow。          You are not a young man。          What age are 

you?〃 

     〃Sixty…three。〃 

     Mr。   Metaxa     turned   over   a  long   column     of  figures。    〃Here    is  an 

actuary's table;〃 said he。      〃At your time of life the average expectancy of 

life is only a few years even in a well…preserved man。〃 

     〃Do you mean to insinuate that I am not a well…preserved man?〃 

     〃Well; Admiral; it is a trying life at sea。       Sailors in their younger days 

are gay dogs; and take it out of themselves。            Then when they grow older 

thy are still hard at it; and have no chance of rest or peace。           I do not think 

a sailor's life a good one。〃 

     〃I'll tell you what; sir;〃 said the Admiral hotly。        〃If you have two pairs 

of gloves I'll undertake to knock you out under three rounds。                Or I'll race 

you from here to St。 Paul's; and my friend here will see fair。               I'll let you 

see whether I am an old man or not。〃 

     〃This is beside the question;〃 said the moneylender with a deprecatory 

shrug。     〃The   point   is   that   if   you   died   to…morrow   where   would   be   the 

security then?〃 

     〃I could insure my life; and make the policy over to you。〃 

     〃Your premiums for such a sum; if any office would have you; which I 

very   much   doubt;   would   come   to   close   on   five   hundred   a   year。  That 

would hardly suit your book。〃 

     〃Well; sir; what do you intend to propose?〃 asked the Admiral。 

     〃I might; to accommodate you; work it in another way。                I should send 

for a medical man; and have an opinion upon your life。               Then I might see 

what could be done。〃 

     〃That is quite fair。    I have no objection to that。〃 

     〃There is a very clever doctor in the street here。          Proudie is his name。 

John; go and fetch Doctor Proudie。〃            The youth was dispatched upon his 

errand; while Mr。 Metaxa sat at his desk; trimming his nails; and shooting 



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out little comments upon the weather。            Presently feet were heard upon the 

stairs; the moneylender hurried out; there was a sound of whispering; and 

he   returned   with   a   large;   fat;   greasy…looking   man;   clad   in   a   much   worn 

frock…coat; and a very dilapidated top hat。 

     〃Doctor Proudie; gentlemen;〃 said Mr。 Metaxa。 

     The   doctor   bowed;   smiled;   whipped   off   his   hat;   and   produced   his 

stethoscope   from   its   interior   with   the   air   of   a   conjurer   upon   the   stage。 

〃Which of these gentlemen am I to examine?〃 he asked; blinking from one 

to the other of them。        〃Ah; it is you!     Only your waistcoat!          You need 

not undo your collar。       Thank you!       A full breath!     Thank you!       Ninety… 

nine!    Thank you!       Now hold your breath for a moment。             Oh; dear; dear; 

what is this I hear?〃 

     〃What is it then?〃 asked the Admiral coolly。 

     〃Tut! tut!    This is a great pity。     Have you had rheumatic fever?〃 

     〃Never。〃 

     〃You have had some serious illness?〃 

     〃Never。〃 

     〃Ah;   you   are   an   admiral。   You   have   been   abroad;   tropics;   malaria; 

agueI know。〃 

     〃I have never had a day's illness。〃 

     〃Not to your knowledge; but you have inhaled unhealthy air; and it has 

left its effect。   You have an organic murmurslight but distinct。〃 

     〃Is it dangerous?〃 

     〃It   might    at  anytime    become      so。   You     should   not   take   violent 

exercise。〃 

     〃Oh; indeed。      It would hurt me to run a half mile?〃 

     〃It would be very dangerous。〃 

     〃And a mile?〃 

     〃Would be almost certainly fatal。〃 

     〃Then there is nothing else the matter?〃 

     〃No。    But if the heart is weak; then everything is weak; and the life is 

not a sound one。〃 

     〃You see; Admiral;〃 remarked Mr。 Metaxa; as the doctor secreted his 

stethoscope once more in his hat; 〃my remarks were not entirely uncalled 



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for。   I am sorry that the doctor's opinion is not more favorable; but this is 

a matter of business; and certain obvious precautions must be taken。〃 

     〃Of course。     Then the matter is at an end。〃 

     〃Well; we might even now do business。             I am most anxious to be of 

use to you。     How long do you think; doctor; that this gentleman will in all 

probability live?〃 

     〃Well; well; it's rather a delicate question to answer;〃 said Dr。 Proudie; 

with a show of embarrassment。 

     〃Not a bit; sir。    Out with it!     I   have faced death too often to   flinch 

from it now; though I saw it as near me as you are。〃 

     〃Well;   well;   we   must   go   by   averages   of   course。 Shall   we   say   two 

years?    I should think that you have a full two years before you。〃 

     〃In two years your pension would bring you in L1;600。                 Now I will 

do my very best for you; Admiral!            I will advance you L2;000; and you 

can make over to me your pension for your life。            It is pure speculation on 

my    part。   If   you   die  to…morrow     I  lose  my    money。     If  the   doctor's 

prophecy is correct I shall still be out of pocket。        If you live a little longer; 

then I may see my money again。           It is the very best I can do for you。〃 

     〃Then you wish to buy my pension?〃 

     〃Yes; for two thousand down。〃 

     〃And if I live for twenty years?〃 

     〃Oh; in that case of course my speculation would be more successful。 

But you have heard the doctor's opinion。〃 

     〃Would you advance the money instantly?〃 

     〃You should have a thousand at once。             The other thousand I should 

expect you to take in furniture。〃 

     〃In furniture?〃 

     〃Yes; Admiral。      We shall do you a beautiful houseful at that sum。            It 

is the custom of my clients to take half in furniture。〃 

     The Admiral sat in dire perplexity。         He had come out to get money; 

and to go back without any; to be powerless to help when his boy needed 

every shilling to save him from disaster; that would be very bitter to him。 

On the other hand; it was so much that he surrendered; and so little that he 

received。     Little; and yet something。        Would it not be better than going 



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back   empty…handed?         He  saw   the  yellow  backed   cheque…book upon   the 

table。    The moneylender opened it and dipped his pen into the ink。 

     〃Shall I fill it up?〃 said he。 

     〃I think; Admiral;〃 remarked Westmacott; 〃that we had better have a 

little walk and some luncheon before we settle this matter。〃 

     〃Oh; we may as well do it at once。           It would be absurd to postpone it 

now;〃   Metaxa   spoke   with   some   heat;   and   his   eyes   glinted   angrily   from 

between his narrow lids at the imperturbable Charles。                The Admiral was 

simple in money matters; but he had seen much of men and had learned to 

read    them。    He    saw   that  venomous      glance;   and   saw    too  that  intense 

eagerness was peeping out from beneath the careless air which the agent 

had assumed。 

     〃You're   quite   right;   Westmacott;〃   said   he。   〃We'll   have   a   little   walk 

before we settle it。〃 

     〃But I may not be here this afternoon。〃 

     〃Then we must choose another day。〃 

     〃But why not settle it now?〃 

 
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