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beyond the city(城市之上)-第24部分
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would be security enough that I should pay you。 You could draw my
pension; and repay yourselves at the rate; say; of L500 a year; taking your
five per cent interest as well。〃
〃What interest?〃
〃Five per cent per annum。
Mr。 Metaxa laughed。 〃Per annum!〃 he said。 〃Five per cent a
month。〃
〃A month! That would be sixty per cent a year。〃
〃Precisely。〃
〃But that is monstrous。〃
〃I don't ask gentlemen to come to me。 They come of their own free
will。 Those are my terms; and they can take it or leave it。〃
〃Then I shall leave it。〃 The Admiral rose angrily from his chair。
〃But one moment; sir。 Just sit down and we shall chat the matter over。
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Yours is a rather unusual case and we may find some other way of doing
what you wish。 Of course the security which you offer is no security at
all; and no sane man would advance five thousand pennies on it。〃
〃No security? Why not; sir?〃
〃You might die to…morrow。 You are not a young man。 What age are
you?〃
〃Sixty…three。〃
Mr。 Metaxa turned over a long column of figures。 〃Here is an
actuary's table;〃 said he。 〃At your time of life the average expectancy of
life is only a few years even in a well…preserved man。〃
〃Do you mean to insinuate that I am not a well…preserved man?〃
〃Well; Admiral; it is a trying life at sea。 Sailors in their younger days
are gay dogs; and take it out of themselves。 Then when they grow older
thy are still hard at it; and have no chance of rest or peace。 I do not think
a sailor's life a good one。〃
〃I'll tell you what; sir;〃 said the Admiral hotly。 〃If you have two pairs
of gloves I'll undertake to knock you out under three rounds。 Or I'll race
you from here to St。 Paul's; and my friend here will see fair。 I'll let you
see whether I am an old man or not。〃
〃This is beside the question;〃 said the moneylender with a deprecatory
shrug。 〃The point is that if you died to…morrow where would be the
security then?〃
〃I could insure my life; and make the policy over to you。〃
〃Your premiums for such a sum; if any office would have you; which I
very much doubt; would come to close on five hundred a year。 That
would hardly suit your book。〃
〃Well; sir; what do you intend to propose?〃 asked the Admiral。
〃I might; to accommodate you; work it in another way。 I should send
for a medical man; and have an opinion upon your life。 Then I might see
what could be done。〃
〃That is quite fair。 I have no objection to that。〃
〃There is a very clever doctor in the street here。 Proudie is his name。
John; go and fetch Doctor Proudie。〃 The youth was dispatched upon his
errand; while Mr。 Metaxa sat at his desk; trimming his nails; and shooting
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out little comments upon the weather。 Presently feet were heard upon the
stairs; the moneylender hurried out; there was a sound of whispering; and
he returned with a large; fat; greasy…looking man; clad in a much worn
frock…coat; and a very dilapidated top hat。
〃Doctor Proudie; gentlemen;〃 said Mr。 Metaxa。
The doctor bowed; smiled; whipped off his hat; and produced his
stethoscope from its interior with the air of a conjurer upon the stage。
〃Which of these gentlemen am I to examine?〃 he asked; blinking from one
to the other of them。 〃Ah; it is you! Only your waistcoat! You need
not undo your collar。 Thank you! A full breath! Thank you! Ninety…
nine! Thank you! Now hold your breath for a moment。 Oh; dear; dear;
what is this I hear?〃
〃What is it then?〃 asked the Admiral coolly。
〃Tut! tut! This is a great pity。 Have you had rheumatic fever?〃
〃Never。〃
〃You have had some serious illness?〃
〃Never。〃
〃Ah; you are an admiral。 You have been abroad; tropics; malaria;
agueI know。〃
〃I have never had a day's illness。〃
〃Not to your knowledge; but you have inhaled unhealthy air; and it has
left its effect。 You have an organic murmurslight but distinct。〃
〃Is it dangerous?〃
〃It might at anytime become so。 You should not take violent
exercise。〃
〃Oh; indeed。 It would hurt me to run a half mile?〃
〃It would be very dangerous。〃
〃And a mile?〃
〃Would be almost certainly fatal。〃
〃Then there is nothing else the matter?〃
〃No。 But if the heart is weak; then everything is weak; and the life is
not a sound one。〃
〃You see; Admiral;〃 remarked Mr。 Metaxa; as the doctor secreted his
stethoscope once more in his hat; 〃my remarks were not entirely uncalled
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for。 I am sorry that the doctor's opinion is not more favorable; but this is
a matter of business; and certain obvious precautions must be taken。〃
〃Of course。 Then the matter is at an end。〃
〃Well; we might even now do business。 I am most anxious to be of
use to you。 How long do you think; doctor; that this gentleman will in all
probability live?〃
〃Well; well; it's rather a delicate question to answer;〃 said Dr。 Proudie;
with a show of embarrassment。
〃Not a bit; sir。 Out with it! I have faced death too often to flinch
from it now; though I saw it as near me as you are。〃
〃Well; well; we must go by averages of course。 Shall we say two
years? I should think that you have a full two years before you。〃
〃In two years your pension would bring you in L1;600。 Now I will
do my very best for you; Admiral! I will advance you L2;000; and you
can make over to me your pension for your life。 It is pure speculation on
my part。 If you die to…morrow I lose my money。 If the doctor's
prophecy is correct I shall still be out of pocket。 If you live a little longer;
then I may see my money again。 It is the very best I can do for you。〃
〃Then you wish to buy my pension?〃
〃Yes; for two thousand down。〃
〃And if I live for twenty years?〃
〃Oh; in that case of course my speculation would be more successful。
But you have heard the doctor's opinion。〃
〃Would you advance the money instantly?〃
〃You should have a thousand at once。 The other thousand I should
expect you to take in furniture。〃
〃In furniture?〃
〃Yes; Admiral。 We shall do you a beautiful houseful at that sum。 It
is the custom of my clients to take half in furniture。〃
The Admiral sat in dire perplexity。 He had come out to get money;
and to go back without any; to be powerless to help when his boy needed
every shilling to save him from disaster; that would be very bitter to him。
On the other hand; it was so much that he surrendered; and so little that he
received。 Little; and yet something。 Would it not be better than going
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back empty…handed? He saw the yellow backed cheque…book upon the
table。 The moneylender opened it and dipped his pen into the ink。
〃Shall I fill it up?〃 said he。
〃I think; Admiral;〃 remarked Westmacott; 〃that we had better have a
little walk and some luncheon before we settle this matter。〃
〃Oh; we may as well do it at once。 It would be absurd to postpone it
now;〃 Metaxa spoke with some heat; and his eyes glinted angrily from
between his narrow lids at the imperturbable Charles。 The Admiral was
simple in money matters; but he had seen much of men and had learned to
read them。 He saw that venomous glance; and saw too that intense
eagerness was peeping out from beneath the careless air which the agent
had assumed。
〃You're quite right; Westmacott;〃 said he。 〃We'll have a little walk
before we settle it。〃
〃But I may not be here this afternoon。〃
〃Then we must choose another day。〃
〃But why not settle it now?〃
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